Lakshmi is the Hindu goddess of wealth, prosperity (both material and spiritual), light, wisdom, fortune, fertility, generosity and courage; and the embodiment of beauty, grace and charm. Representations of Lakshmi are also found in Jain monuments. Also called Mahalakshmi, she is said to bring good luck, and is believed to protect her devotees from all kinds of misery and money-related sorrows.
Lakshmi in Sanskrit is derived from its elemental form lakS, meaning "to perceive or observe". This is synonymous with lakṣya, meaning "aim" or "objective". The Hindu sacred texts, the Vedas call Mahalakshmi as Lakshyayidhi Lakshmihi which means she is the one who has the object and aim of uplifting mankind.

Lakshmi is described as bestowing coins of prosperity and flanked by elephants signifying her royal power. However, in some texts, she has an owl as her vahana. Her expression is always calm and loving. The lotus also symbolizes the fertile growth of organic life, as the world is continually reborn on a lotus growing out of Vishnu's navel.

Lakshmi is worshipped daily, but special focus is given in the month of October. Her worship ceremonies include people offering food and sweets, chanting her 108 names, prayers repeated, and devotional songs being sung.

Mantra

oṃ śrīṃ hrīṃ klīṃ tribhuvana mahālakṣmyai asmākam dāridrya nāśaya pracura dhana dehi dehi klīṃ hrīṃ śrīṃ oṃ ।